Life Settlements Market Statistics for 2025 Are In - Great News For Clients!

The Life Insurance Settlements Association (lisa.org) released their market statistics for 2025. There is great news for clients and their advisors:

• 2955 completed transactions, up from 2699 in 2024

• Average life settlement payout - $212,066

• Average insurer payout on surrender - $24,360

• 9 times the cash surrender value of policies

• $626.6 million paid to clients

• $554.6 million more than clients would have received if they lapsed or surrendered their life insurance policies

Life insurance settlements are not for everyone, but if a client is going to lapse or surrender their policy, selling it can be a better financial option.

All types of policies can qualify, including term policies.

2.5 million seniors a year will lapse or surrender their life insurance policies, walking away from an estimated $100 Billion dollar in benefits each year. Note that in 2025, 2955 sold their policies, a significant increase from 2024, but still far smaller than the 2.5 million who lapse or surrender. I am not saying that all 2.5 million seniors could have sold their policies, but I am saying that many more could have, had they known that this option exists.

Besides helping clients, life settlements benefit your business as well, because clients can do anything with the money that they wish. The proceeds are unrestricted.

We're here to help. Please feel free to contact us any time with any questions or to discuss a client's policy.

It is a privilege to be of service to you!