Why Life Insurance Settlements?

Why life insurance settlements? Because they benefit your client - and you.

2.5 million seniors a year will lapse or surrender their life insurance policies, walking away with little or nothing. These could be your Medicare clients, business owners, parents or grandparents of your clients, wealth management clients, clients looking to pay for long term care needs, etc.

Most clients do not know that selling a policy is an option. Last year, selling a policy generated 6.5 times cash surrender value for clients, including term policies.

Being proactive in educating your clients about life settlements makes good business sense. Maintaining control of your client relationship is important. Many buyers are advertising on TV and the internet, to try to draw clients directly to them. Make sure your clients contact you first.

Life insurance settlements are an underutilized tool that can make a meaningful difference for both clients and their advisors. Besides helping a client, life insurance settlements can help your business as well with commissions paid, increased assets under management, other products and services that could be sold, clients being able to afford assisted living or home care, and more.

We are life insurance settlements brokers, having access to many different buyers, with a fiduciary duty to your clients to obtain the highest amount of money for their policy. We're here to help.